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Foreclosure

Service members are protected against foreclosures on mortgages, as long as the following facts are established:

• Protection is sought on an obligation secured by a mortgage, trust deed or other security in the nature of a mortgage on real estate or personal property.

• The obligation originated before entry into active duty.

• The property was owned by the service member or family member before entry into active duty and is still owned by that person.

• The ability to meet the financial obligation is affected by the member’s active-duty obligation.