This article is provided and presented by our sponsor, the MILITARY STAR card. Approved by Congress in 1979 to protect service members from predatory lending and to provide responsible credit solutions, MILITARY STAR offers financial benefits to all military branches. Visit MyECP.com for more information.

After the wrapping paper and ribbons settle, the post-holiday break is filled with clean up, thank-you notes and paying those holiday bills. MILITARY STAR can help with one of those. Each of the last two years, MILITARY STAR has paid off the holiday bills for some of our deserving service members and their families with the annual "Your Holiday Bill Is on Us!" sweepstakes. Since 2014, more than 70 customers have had all or part of their MILITARY STAR balance paid through the contest – over $68,000 in total.

This year's contest will again have three grand prize winners who will have their entire MILITARY STAR bills paid, while 10 second place winners will receive a $1,000 statement credit, and 25 third place winners will receive $500 statement credits. All winners are randomly selected.

Military Star logo exchange Winning the sweepstakes brings more than just a financial windfall – it can bring peace of mind, and Texas Army National Guardsman Sgt. Clayton Anders can testify to that. Anders had his $3,735 MILITARY STAR account paid in full in the 2015 sweepstakes, which came at just the right time as he prepared for deployment. "Winning this prize means my family will be better prepared when I deploy to Kuwait," Anders said. He had used his MILITARY STAR card for holiday expenses, including buying presents for his daughters.

Retired Air Force Chief Master Sgt. James Jones echoed Anders' sentiments. "Having this bill paid does take a load off my mind," he said of his winnings. Jones, a veteran of the Vietnam War, had his $2,339 MILITARY STAR balance wiped clean and, since the minimum prize is $2,500, he also received a statement credit. Jones and Anders are primary examples of the exceptional service members the Exchange and MILITARY STAR have the honor of serving every day.

MILITARY STAR seeks to offer peace of mind to cardholders like Anders and Jones year-round by offering generous credit terms like one low APR and no back-interest when 0% promotions expire. As part of its commitment to providing affordable and responsible credit solutions, MILITARY STAR also offers exclusive savings and discounts to military members and their families, like everyday discounts at Exchange food courts and fuel stations.

For those who do not already have a MILITARY STAR card, the holidays are a great time to sign up at the local Exchange or MyECP.com to receive access to exclusive MILITARY STAR holiday deals. Some of these current offers include special financing on fine jewelry purchases of $999 or more, and 24 months special financing on Ashley or Serta purchases of $999 or more. And, with the MILITARY STAR Rewards Program, customers will earn at least 1,998 points with both offers and automatically receive a $20 rewards card with 2,000 points. Visit MyECP.com for more details and to view other exclusive offers.

It's also a great time to shop because whenever customers take advantage of these deals or make any other purchases with MILITARY STAR between November 1 and December 31, 2016, they're automatically earning another chance to have their entire holiday bill paid with the MILITARY STAR sweepstakes. There's no limit to the number of entries customers can receive, and entries are earned at all Exchange facilities and online at shop my exchange.com .

You could be one of more than 30 winners this year to have part or all of your balance paid off. Use your MILITARY STAR card every time you shop the Exchange, and you could be the next to hear, "Your holiday bill is on us!"